Category Archives: Electronic Payment

11.12.22
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Appstar Financial – Understanding the Benefits of Using Debit Cards

Debit cards are the best medium between cash and credit cards – you get the ease of carrying a card without the risk of overspending. If you have never used a debit card before, or are thinking about trying them out, here are the leading reasons you should give it a try.

Benefits of using debit cards

• No Application Necessary – If you have poor credit it can be hard to be approved for a credit card and the interest rate will likely be exorbitant. Debit cards necessitate no application or minimum credit score, and most just need you to have a checking account.

• No Debt – With a credit card it is easy to buy anything you want, even if you do not have the funds. With debit cards, the money comes from your bank account directly, so you avoid spending more money than you have. Moreover, you do not have to keep in mind to pay the credit card bill once a month.

• Identity Theft Protection – Anyone can steal cash from your wallet, but it is much more difficult to steal money from a debit card. The thief would have to know your pin, and if you report your card missing in a timely manner the bank will cancel it so no one can use the card.

• Fees – even though some checking accounts have fees related, they are considerably less than most credit cards. Avoiding interest charges, annual fees and late fees can save you a bundle.

• Eliminate Checks – Writing checks is time-consuming and is quickly becoming an antiquated payment method. Many vendors no longer accept personal checks, and even if they do it takes quite a bit of time for the purchase to be reflected in your bank account. You also have to keep careful records to ensure you are not going over your available balance and accruing overdraft fees. It only takes a minute to finish a purchase with a debit card, and your available balance is imitated in your account almost right away – it is a win-win.

• Eliminate Cash – You do not have to carry around cash if you use a debit card regularly. If you do need cash you can always stop by an ATM and take out how much you need or get cash back when you make a buy at most stores.

Debit cards use the money from your account to make a payment. Thus, when you buy something and use your debit card to pay for it, the amount is debited from your account immediately. If you do not have enough money in your account to pay for this purchase, the transaction would not go through. You can use debit cards at the ATM to withdraw cash as well – which again comes out of the money in your account.

A debit card ensures that you do not spend any money extravagantly that you do not have. It helps you stick to a budget and does not allow you to live beyond your means. Maxing out your credit card and then not paying the whole amount, but carrying it forward, will end up making you pay a lot of money as interest.

Thus, at the end of the day, if you can manage your credit dependably and pay all your credit card bills in full every time, then a credit card is ideal for you. But if that is an issue, it is wiser to stick to a debit card.

Founded in 2002, as per AppStar Financial Reviews, the company provides an array of transaction processing services, including debit, credit, checks, EBT, and gift cards for small to medium-sized home, retail, and internet merchants. As a leader in the electronic payments industry, AppStar Financial is distinguished from the competition by its commitment to offering merchant clientele the best payment processing programs, solutions, and service customized to meet their personal needs.

According to Appstar Reviews, the company is getting numerous customer reviews most of which are positive. These reviews indicate that most customers are generally satisfied with their purchases. AppStar Financial holds accredited status as a member in good standing of the Better Business Bureau. The BBB Accreditation program is a coveted honor earned only by influential businesses.

04.24.22
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All That You Want to Know About EBT by Appstar Financial

EBT or Electronic Benefits Transfer technology is playing a vital role in making a healthier life more affordable and accessible for those in need while it also makes it simpler for merchants to sell goods in their communities. By dealing with the challenges that once encumbered adoption and use, EBT cards help improve benefit access for recipients, widening the number of participating retailers that accept EBT payments and allowing recipients to shop easily and conveniently.

A support for millions of low-income families, EBT cards enable families to access affordable, healthy, food from grocers, farmers’ markets, and local shops. And merchants that admit EBT cards get to play a comprehensive role in their communities and build their clientele. Several EBT programs work to alleviate the hardship several low-income families face. Key among them:

• SNAP or Supplemental Nutrition Assistance Program offers financial assistance for qualifying families and individuals that need healthy, affordable food. SNAP shares many of the same advantages and goals like WIC but is open to individuals and families with children over the age of five.

• WIC or Special Supplemental Nutrition Program for Women, Infants, and Children bridges the affordability gap for low-income families by providing financial help for specific food types and baby formula. During 2019 WIC assisted more than 6.4 million recipients, making it simpler for mothers and children to get the nutrient-rich foods they need.

• TANF or Temporary Assistance for Needy Families Program assisted more 2 million families across the country by offering state agencies with funding that helps families afford the staples of daily life. These can include not only food but also furniture, clothing, transportation, and medical supplies, among many other items.

Now, with the arrival of EBT technology, more stores can take part in these benefits programs, empowering recipients to shop where their dollar goes the farthest. Whether it’s fresh food or back-to-school shopping, EBT cards make it simpler for everyone involved in a purchase to get what they need quickly and professionally. Because they are PIN-based, EBT cards also enhance security for both cardholders and merchants. Encouraging broader acceptance of EBT payments can interpret into better options for consumers in addition to healthier communities in the long run.

Merchants can now accept EBT payments devoid of having to run a parallel system. Rather, they can integrate EBT support through their Method of Payment directly. EBT cards work similar as debit cards at the point of sale, where users swipe their card and enter their personalized PIN. Accepting EBT payments today enables retailers to entice a broader range of customers, boosting revenue while helping to reinforce the surrounding community.

AppStar Financial provides a range of transaction processing services, including credit, debit, EBT, checks and gift cards for small to medium-sized retail, home, and internet merchants.

11.02.21
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What Do Appstar Financial Reviews Tell You?

Nowadays most of the small retail outlets in the US are using contactless payment methods. It helps to prevent the spread of coronavirus. It also ensures seamless payments for the products customers buy at store outlets. Appstar Financial facilitates cashless payments in the US. It offers accounts, sales and sales manager jobs for people like you to earn a handsome salary.

The Appstar Financial Reviews tells you that it offers flexible work schedules for employees. It also offers huge commissions for those meeting the sales targets. Therefore, if you are looking for a better work environment and handsome salary apart from commissions, it is the right choice for you to land a great job.
Timely promotions

Those working at Appstar Financial will get promotions quickly if they show good performance. The company recognizes your talent and rewards you accordingly. The reviews tell that ownership and management are great. Co-workers are friendly too. You will benefit from free lunches.

The customer enjoys top-notch quality service from Appstar. One of the plus points is that sales managers train their staff on how to present their products and win more sales. Those who quit the job because of health issues tell that their sales manager is good and helping. The back office is highly responsive.
Generate leads

The sales team can work at their pace and generate more sales leads. They can sell more credit card machines/ processing tools to local businesses and earn higher commissions. Some professionals who work at Appstar Financial say awesome work environment and great commissions.
Excellent products

According to customer Appstar Financial Reviews, its products and services are excellent. They give a three to four start rating. San-Diego based Appstar Financial maintains attractive sales turnover because of its excellent business strategies.

Some customers complain about display problems on the PDF pages. It needs to provide useful information. The home page of Appstar Financial is nice. Its products are good. But users say some improvement is required in its product pricing.
Services offered by Appstar Financial

The Company’s Services Are Given Below:

Most merchants need credit card acceptance services. Appstar is at the doorstep to meet your needs, no matter the size of your company or business. The company provides fairly priced debit or credit card processing solutions for your business.

Most of the consumers in the US prefer to make payments using their debit cards for their daily purchases. Appstar establishes a connection with the national and regional debit card processing networks for quick debit transactions. Its fee is nominal compared to other service providers in the US. It comes with excellent customer service.

The terminals accept wireless payments using credit or debit cards. Customers need to install an app on their mobile to support wireless payments. They just need to wave their mobile at a merchant outlet to make payment. The credit or debit card information is not transferred and only token information is passed to the terminal. It ensures the safety of your financial details. Therefore, user reviews say Appstar Financial processing services are highly secure and facilitate quick payments at merchant outlets. Merchants can avail of cash discount programs offered by Appstar Financial to avoid processing fees.

03.02.20
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Check Out The Several Pluses of E-Payment at the Appstar Financial Reviews

E-commerce is the new language that the entire world is speaking and is reliant on.  This is thee twenty first century we are dwelling in and almost everything is evolving and blending with the digital platform. The whole notion of buying and selling is also taking a leap to the digital space.

As per the Appstar Financial Reviews, a large percentage of the buyer and customer population are more reliant on online payment systems nowadays. This is one of the leading reasons why many businesses are switching to electronic transactions. Electronic payment systems are providing with multidimensional an advantage which is alluring more businesses to align with the same. Take a look at the following if you are planning on aligning with it too!

appstar-career reviews

Lower risk of loss of money

E wallets are known to be highly secure versions of payment. They do not indulge you in any kind of risk of threat, money robbery or loss. All you will need to do is have an e-payment account and you will be able to attain the benefits of the e-wallet transactions. The risk that comes along with cash handling is much less when it comes to e-payment.  You can check out the section of Appstar Financial Reviewsto find out more on e-payment wallets.

Time-saving Procedure

If the e-payment methods have provided any benefit more significant than ever before, then that is saving time. It have significantly helped in saving time when it comes to waiting in long queues in banks, driving down all the way to the post office and many more.

Higher Convenience

E-payment methods are moreover considered to be much more reliable as they are secured, faster and provides complete convenience to users. You can get our payment done sitting right at home with just few clicks of the mouse. Also, you get to save up certain amount with the help of rebates, discounts and many more. For more information, you may simply check out the Appstar Financial Reviews.

Appstar Financial Member of BBB

Environmentally More Safe

So a spot on advantage is that electronic payments significantly help in saving papers. The planet is at stake when it comes to environmental hazards. When electronic payment method had first emerged as a technology it was supported by many. The world believes in going green and e payment helps in reducing the payment on postage and paper much less.

Other than that, e payment methods have also significantly boosted the percentage of sales. It is much more effective than that of traditional methods of payment. Customers tend to prefer e-payment much more than that of traditional methods of payment. Initially this method was just popular among the millennial but nowadays even the older generations are embracing it. Most of the brands, companies and platforms are switching to online payment methods including the small scale enterprises and stores. Plastic money is gaining importance on a global basis and it is only going to increase as per surveys.